If you are an owner-operator in the trucking business, you know how important it is to obtain insurance that protects your truck, cargo, and income. Whether you are new in this category or seeking other options, truck insurance can be difficult to search for. The following are five recommended truck insurance companies that are rated highly and will provide the protection the truck owner-operators require.

1. Progressive Commercial

Progressive is one of the biggest names in truck insurance that many people recognize as offering owner-operator policies. Progressive offers customizable plans for its owner-operators including liability, cargo, physical damage, and non-trucking liability insurance. For users in search of flexible and cost-effective insurance options, the inclusion of user-friendly tools on Progressive’s website, the competitive price and the enormous variety of coverages establishes the company as one of the most competitive in the insurance industry.

2. Geico Commercial Auto Insurance

Geico’s name is well known for low prices and superior customer service and its commercial auto insurance is no exception. They provide liability, cargo, and property damage coverage to owner-operators among other policies. Obtaining a quote through Geico’s website and managing policies online is user friendly and competitive rates mean customers enjoy the very best offers and coverage.

3. The Hartford

With great confidence, Hartford is the insurance company the owner-operator truckers can depend on. Their specialty policies can accommodate owner-operators which range from liabilities, physical damage, cargo and workers’ comp. Lead the Hartford includes an all-day claims service as well as fleet discounts available for those owner-operators with more than one truck.

4. OOIDA Insurance

For independent truckers, OOIDA provides special insurance coverage to deal with their grievances. They can avail liability insurance, cargo insurance as well as physical damage insurance which are all required for the small business owners in the trucking domain. Understanding their owner-operator patrons’ dilemma and cost effective plans, they are a viable option for operator looking for specialist insurances for their industry.

Choosing the right truck insurance provider is an important part when it comes to safeguarding your company and operating without any hiccups. If it’s the rates, the service or the coverage features, OOIDA, Progressive, Geico, The Hartford are among some of the top providers for owner-operators that articulate their products to the needs of the market. You need to critically examine your requirements and pick the insurance company that offers the best prices against coverage and appeal for your trucking company.